Youyou card new era multi-card integration trend

As the urban population density increases, the government uses various transportation management strategies and technologies to ease the road load during peak hours. In addition, the development of the Intelligent Transportation System (ITS) in the past decade has made mass transportation more intelligent. Electronic advancement. Among them, the traffic ticket also evolved from cash, paper tickets, magnetic cards, to non-contact IC ticket cards, and the leisure card has today's achievements, the most important first step is of course the combination with the traffic ticket.

After the electronic transport of the travel ticket, the government implemented the relevant social welfare and mass transit development policies, etc., which facilitated, facilitated, and correctly promoted the popularization of non-contact IC cards and took public transportation in the Greater Taipei area. More than 80% of the people use the leisure card.

With the increase in the usage rate of the leisure card, the ticket card type is gradually diversifying, for example, combined with a commemorative ticket card, a student ID card, a staff card, or even a mobile phone product that is indispensable in the modern society. The more diversified and convenient services of users and the Regulations on the Administration of Electronic Ticket Issuance were passed in January this year. The future application and development of Youyou Card will not only continue to break through in the vehicle, but also expand the scope of application. It is also expected to have leap forward.

Youyou card spans the small consumer field

In the past, Youyou Card was restricted by relevant financial regulations. The scope of application was mainly in the transportation field. For example, the familiar Taipei MRT, bus, parking lot, etc. In recent years, the company has successively tried to pay for zoo tickets and hospital registration fees. It is the first to integrate the Youyou Card with the library card, so that the public can borrow cards from the Taipei County, the city and the Yilan County Public Library.

In addition to the expansion of the application range, Youyou Card also combines mobile phones with portable and highly adhesive features. As one of the leisure card carriers, the company initially cooperated with BenQ to bury the game card in the mobile phone motherboard and wafers. The contact extends from the spring post and is coupled to the antenna embedded in the back cover, so that the leisure card reader can be traded with the leisure card chip through the sensing antenna on the back cover of the mobile phone.

Under the development of all parties, the number of cards issued has exceeded 16 million, and more than 3 million are used every day. However, compared with the electronic tickets of neighboring cities in Asia, there are still considerable room for growth. After all, such as Hong Kong Octopus Singapore, EZ-Link, Tokyo SUICA, etc., in addition to the use of existing transportation tickets, the scope of application has long expanded to small consumption (see Table 1).

Table 1. Non-contact smart card application summary table in neighboring cities in Asia

Contactless smart card application collection table in neighboring cities in Asia


According to the results of a market adjustment in April this year, 64.1% of the people in the Greater Taipei area are willing to pay for the use of leisure cards in special stores, and further surveys on consumer demand, up to 72.9% of the population, hope Paying for the use of the leisure card in the convenience store shows that the small consumption of the leisure card is already the demand and desire of most people.

Domestic NFC mobile phones have developed in recent years

In order to achieve the small consumption of the leisure card, since the initial leisure card mobile phone and BenQ cooperation, NXP and SONY jointly launched a near field communication technology (NFC), which can be used with existing technology. The non-contact IC card technology is compatible with the integration of non-contact IC card (Smart Card Emulation), peer-to-peer (Peer to Peer) transmission data, and RFID reader (Reader Mode) and other three major functions, the most important The technology is in addition to the original mobile phone architecture, plus a smart card security chip SmartMX, and an NFC chip. NFC mainly relies on the integration with Secure Element (SE), so that NFC mobile phones can not only trade close to the reader as a contactless IC card, but also can communicate instantly through telecom remote connection. Trading assignments.

However, the development of NFC mobile phones has so far been the most frequently designed security components, which are built into the mobile phone, combined with the SIM card, or placed in the SD card. The configuration is as shown in Figure 1 below. Mobile phone habits are more closely matched with telecom operators' preferential programs. Therefore, key security components and SIM cards are integrated. Telecom operators will have a higher willingness to invest and promote the development of NFC, achieving win-win for operators, operators and consumers. The situation.

Secure Element architecture diagram

Figure 1. Schematic diagram of the Secure Element architecture

SE built in mobile phone such as NOKIA 6131i SE built in SIM such as BenQ T80 SE built in SD

The application service and development of NFC mobile phones are inseparable from telecom. Therefore, in 1995, the company and Chunghwa Telecom jointly applied for the “Easy-Mo” program of the Ministry of Economics to promote the application of NFC. Since September 2006, the relevant R&D and demonstration applications have been officially closed in April of last year (2008). Through the strong support of the Ministry of Economic Affairs, the domestic telecom operators, service providers, mobile phones and related zeros have been promoted. Component manufacturers and users are all looking forward to the NFC industry, and they have made it possible for domestic players to understand that NFC can be achieved by themselves, which has enabled all players to work together to create domestic NFC demand and further drive the development of related industry value chains. . In the "Action Easy Easy-Mo" program, combined with the leisure card and mobile phone functions, and through the NFC mobile phone features, derivative traffic and information related application services, related applications are as follows:

1. NFC mobile phone and traffic card combined near-end transaction: through the key security components contained in the mobile phone, the game card is loaded into the chip, and the card reader equipment such as bus, MRT can be directly used in the sensing area ( As shown in Figure 2, it is used in the same way as a general leisure card.



Figure 2, NFC mobile phone and leisure card combined



Figure 3, query the mobile phone card balance and recent transactions

2. NFC mobile phone inquiry card information: Through the built-in mobile phone media software Midlet and the application applet, people no longer need to go to the MRT station's inquiry machine, they can directly query the mobile phone card balance in the mobile phone through the mobile phone interface and the nearest Six transaction records (as shown in Figure 3).

3. NFC mobile phone remote transaction: through the server security certificate of the mobile phone card and the remote card issuer, the transaction action can be recorded on the server, and the card can be directly written through the telecommunication communication, and the application is applied, for example, through the mobile phone. Select the travel card telecom value-added service (as shown in Figure 4), and enter the relevant password and other verification data, you can use the value of the leisure card immediately after the mobile phone is added, and the added value will be in the current telecom account. On the single, when the people receive the monthly telecom bill, they can pay the value of the travel card. This service eliminates the dilemma that the public can't add cash, and also improves the efficiency and convenience of the value-added service. .



Figure 4, leisure mobile phone communication value added

4. NFC mobile phone inquiry bus arrival time: In addition to the card function, the NFC mobile phone itself can also be simulated as a card reader. During the planning period, the bus dynamic information system established by the North City Transportation Bureau was connected, and bus-to-station electronic tags were placed at 110 bus stops in Taipei. The public can read the bus-to-station electronic tags through mobile phones to further The mobile phone communication is connected to the remote information server of the bus dynamic information, and the information such as the bus arrival time of the station is returned on the mobile phone screen (as shown in Fig. 5), and the public can get the bus arrival time and lower the waiting time. anxiety.



Figure 5, bus arrival information

In this case, the pilot project was carried out in two phases according to the different NFC mobile phone solutions. The two phases were launched at the end of August 17, 1996 and the end of December 1996. The total number of trial users was 150, and the satisfaction of the NFC application service for the testers was followed. Questionnaire. The satisfaction questionnaire of this program is analyzed by Likert's five-point scale. The results show that the tester is satisfied with the selection of the mobile phone communication value of the mobile phone, up to 80%; for those who are satisfied with the transaction record through the mobile phone, up to nine Cheng; and think that the time to pick up the bus to the station by mobile phone is more than 70%. It shows that the application services built on the mobile phone built by this plan have a considerable degree of preference.

Multi-card integration makes people's lives easier. After the “Action Easy Easy Momo” program, the business plan of the mobile phone will be carried out immediately, and about 6,000 NFC mobile phones will be pushed together with the construction of the future technology concept. Outside of Youyou Card, Cathay United Bank has also joined the mobile credit card service. However, the SIM card issued by Chunghwa Telecom with security components must be integrated with the card issuers of Cathay Pacific Credit Card and Youyou Card, which are very different in service. Therefore, there are quite a few Card Life Cycles. In the challenge of card management implementation, NFC trials around the world are facing the same problem, so the international organization GSMA (GSM Association) defines the TSM mechanism (TSM), and the role of TSM. After the establishment, the NFC industrial value chain is connected in series (as shown in Figure 6). To provide the needs of each service provider for operational integration.



Figure 6. Industry Value Chain of NFC TSM

The establishment of TSM, coupled with the adoption of the Regulations on the Administration of Electronic Ticket Issuance, gave the multi-purpose use of e-tickets, and Yuyou Card finally had the opportunity to become a micro-consumer payment tool. Youyou Card announced on June 11 this year that it would be super-business. Strategic alliance is an important development in the future development of Youyou Card. On behalf of 7-ELEVEN, it will be introduced into the leisure card payment system. For the leisure card, this is not only a big step for the leisure card to the small consumption function, but also an opportunity for the application of the leisure card to expand to the south central.

Having said that, to let cardholders have the willingness to use the leisure card to pay in the convenience store, it is the key to the success of the leisure card. Therefore, the focus of the company and the unified super-business strategy alliance, another focus will be issued "i-cash "Yuyou Card", the advantages of the two cards are integrated, so that consumers do not have to bring more cards when they go out.

In fact, wait for the small amount of spending on the leisure card to formally go on the road. In the future, you can use the existing leisure card to use the existing leisure card. You don't have to change the card, you don't have to buy a new i-cash leisure card. ", meaning "i-cash leisure card" leisure card, in fact, is a kind of leisure card, just more i-cash offers related offers.

From here, everyone should be able to see that the future "i-cash leisure card" has been determined to use the e-wallet and value-added payment system. In other words, whether in the future, whether you are taking the MRT or going to 7-ELEVEN to buy things, you are using the same e-wallet. The clearing operation is also the background system of Youyou Card Company. The card management mechanism can be integrated with more cards and services in the future, so as to solve the problems brought by different cards and carrying many items to the cardholders, and truly take advantage of the multi-card integration.

Future wisdom card changes and development under TSM

After the establishment of the TSM platform, it will also drive the transformation of the entire smart card industry. Figure 7 illustrates the traditional and innovative smart card operation mode.



Figure 7: The change of smart card operation mode after the TSM platform is added

1. Card sales operations: Traditional cards are sold, and people need to purchase or apply for cards from physical channels. In addition to the physical cards, service providers need to consider the physical card to the road, transportation safety, access and The safety stock of the warehouse, etc.; after the TSM platform is built, each service provider can regard the TSM platform as a single point of contact with the cardholder, and the service provider does not need to consider the aforementioned mentioned Card production, channel distribution, shipping, and inventory operations, in addition to reducing the cost of card production, also relatively simplify the relevant service processes of each service provider from card-making to card-selling, but the operating modes of various operators are very different. It is a big challenge for practical integration.

2. Card transaction: Traditional physical card is usually not easy to change the operation of the card. If there is any change, it must be returned to the physical channel to handle the transaction update. However, for the card that has been issued, the cardholder is required to be specific. It is not easy to update the location. After the TSM platform is built, the service provider only needs to send a service notification through the TSM platform. The cardholder can connect to the service update through the mobile phone operation, which is quite time-saving. .

3. Card loss reporting: In the past, when the wallet was dropped, the people had to hang out each card in the wallet separately from the card issuing unit. The operation was more complicated. After the TSM platform was built, the future people might be able to use TSM as a popular card. The unified window for the loss of confirmation, but the operation will involve a problem of capital law. Although this part can reduce conflicts by changing the contract with the user, the long-term operation should still consider the relevant customer service problem handling after card integration.

At present, the world is gradually investing in NFC mobile phones. Its development will have a considerable impact on the entire smart card industry structure. Now, in addition to the planning and development of international organizations, Taiwan is also actively applying to the application and testing of SWP solutions. The overall NFC architecture is set up to build the TSM platform, which serves as a communication mechanism for the serializer to interact with the user. At the same time, it can properly manage the card space in the NFC mobile phone, perform card initialization, and apply services to and from the shelf. Therefore, at the end of last year (97), the company and Chunghwa Telecom applied for the “NFC Application Service and Platform Sharing Plan” to the Technical Department of the Ministry of Economic Affairs. The case was formally approved in June this year.

However, in terms of the scale of the market in Taiwan, it is more suitable to set up only one TSM platform. Therefore, the platform built in this case will adopt an open principle and provide various telecom operators and service providers to join in order to promote the NFC market in Taiwan and related. Application services are the common goal, creating a win-win situation, and achieving the economic scale of the TSM platform and the purpose of sustainable operation.

In addition, in line with the future leisure card cross-small consumption field, there is only one channel, which is bound to meet the needs of cardholders. Therefore, in addition to determining the cooperation with 7-ELEVEN, the leisure card is also fully locked into the seven major pathways for development goals. , including convenience stores, supermarkets, oil channels, fast food catering, coffee and tea, medical cosmeceuticals and movie theaters, are all entertainment partners, and hope that after the end of the year, the small card consumption will start. The special store that can use the leisure card can pay more than 8000 points, so that the public can go out in the future, only need to bring a mobile phone with a leisure card function, so you can eat, drink, play, play, and speak by phone without taking any change. Unimpeded, enjoy the convenience of "one card in hand, leisurely all Taiwan".

(Text / Youyou Card Co., Ltd.? Cai Jiajia)

Manual burr grinders are turned by hand, rotating one grinding surface against the other. Coffee mills usually have a handle, providing leverage for the many turns required to grind enough coffee for a cup. The ground coffee is collected in a container which is part of the mill.

Salt, pepper, and spice mills, essentially the same as coffee mills, usually do not have a handle, the entire top rotating instead. While this is less convenient, only a few turns are required to grind enough. The ground product falls directly onto the food being seasoned; the mill has no container. A few designs have abrasive surfaces which do not rotate; each squeeze of the handles moves one flat plate past another, then the plates are restored to their original position by a spring. Many hard spices are available in containers incorporating a simple cone burr grinder, intended to be discarded when empty.

Most grinders can be adjusted to set the fineness of grind.

Manual mills can be used for grinding other food products than they are intended for, but mills designed for pepper grinding are inappropriate for producing finely-ground flour. Laura Ingalls Wilder's novel The Long Winter describes a family grinding wheat in a coffee mill to make flour during months of hardship.

The first Coffee Grinder was made by Richard Dearmann, an English blacksmith from Birmingham, in 1799. Then this grinder was widely distributed in the US, where Increase Wilson patented the first wall coffee grinder in 1818.[citation needed]

Peugeot of France patented a Pepper Grinder in 1842. The mechanism of case-hardened steel cracked the peppercorns before the actual grinding process. The grooves on the Peugeot mechanism were individually cut into the metal and then case-hardened, making them very durable.[citation needed]

Pepper and Salt Mill

Pepper Mill, Salt Mill, Pepper Grinder, Plastic Kitchen Gadget, Kitchen Gadget

HOMEARTS INDUSTRIAL CO.,LTD , http://www.homeartschina.com

This entry was posted in on